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Is It Safe to Live in a House After a Fire? A Homeowner’s Guide

September 19th, 2025

3 min read

By Jorge Cardenas

A man looking at his house affected by the fire.

Have you just experienced a fire in your home? Are you wondering if it’s safe to step back inside — or worse, live there again? The honest answer is no: it is not safe to live in a house after a fire until it has been professionally inspected.

With over 10 years of experience, we at Restore-It have guided countless Arkansas families through this exact moment.

In this article, we will teach you everything you need to know about what to do with your house after a fire. Today, we will explain in detail:

  • Why a fire-damaged home is unsafe even if the flames were contained.
  • The hidden dangers most homeowners can’t see.
  • What professional fire restoration involves.
  • When to call for help and how insurance typically works.

By the end, you will know exactly what steps to take so you can return home safely and with peace of mind.

Why You Can’t Go Back Right Away

Even a small fire leaves behind invisible dangers that make your home unsafe:

  1. Structural Damage
  • Heat can weaken beams, warp steel, and cause concrete to crack.
  • Floors, ceilings, and roofs may look intact but could collapse without warning.
  1. Soot and Smoke Residue
  • Soot isn’t just dirt — it’s toxic! PM2.5 particles penetrate deep into your lungs and negatively affect your health.
  • Burning plastics and synthetics leave behind chemicals that coat surfaces, furniture, and air ducts.
  1. Water Damage and Mold
  • The water used to put out the fire soaks drywall, insulation, and flooring.
  • If humidity is not controlled, mold can grow within 24–48 hours, releasing harmful spores that can be inhaled indoors.
  1. Airborne Chemicals (VOCs)
  • When synthetics burn, they release volatile organic compounds (VOCs).
  • These gases can cause nausea, headaches, and long-term health issues.
  1. Electrical and System Hazards
  • Fire melts wire coatings, creating a risk of electrical shock or electrocution.
  • HVAC systems spread hidden soot and gases throughout the home.

In summary, even if the damage looks minor, your home is not safe without a professional inspection.

What to Do Right After a Home Fire

A home fire is a chaotic event that will definitely throw you for a loop (particularly if you are not prepared). While helping everyone exit the premises safely should be the priority, what you do after is also very important. Let's take a look at what actions to take following the first 24 hours after a fire:

  1. Wait for Official Clearance
  • Wait until the fire department has declared it is safe to re-enter your home.
  • This will ensure there are no lingering hotspots that could reignite and also that there are no immediate structural threats.
  1. Contact Your Insurance Company
  • Call your insurance agent as soon as possible to start your claims process.
  • You will be assigned an adjuster who can advise you on the next steps.
  • Ask about temporary housing, known as Additional Living Expenses (ALE).
  1. Secure the Property
  • An unsecured home is vulnerable to theft, vandalism, and weather damage.
  • Your restoration company can board up windows, secure doors, and cover the roof with a tarp to prevent further issues.
  1. Find Safe, Temporary Lodging
  • Depending on your insurance policy, they may cover the hotel or rental.
  • Consider staying with family or friends as well.
  • Do not stay in the fire-damaged home, as the air quality is hazardous.
  1. Document Everything
  • Take photos and videos of the damage from every angle, if you can.
  • Document the structure itself and individual belongings.

Taahis visual record is invaluable for your insurance claim.


What Fire Damage Restoration Involves

Restoration isn’t just about cleaning up visible damage. It’s a complex multi-step process designed to return your home to safe living conditions:

  • Assessment & Securing: Inspecting the structure, boarding up windows, and tarping the roof.
  • Water Removal & Drying: Using industrial pumps and dehumidifiers.
  • Soot & Smoke Removal: Using specialized equipment to clean every surface and your HVAC system.
  • Cleaning, Sanitizing & Odor Removal: Neutralizing toxins and permanently eliminating smoke odor.
  • Repairs & Reconstruction: Replacing drywall, flooring, or rebuilding structural elements if needed.

When You Absolutely Need a Professional

You should call in experts if:

  • The fire department responded to the fire
  • The fire was larger than a handheld extinguisher could handle
  • You see soot or smell smoke
  • Water or chemical extinguishers were used

If any of these apply, DIY cleanup is unsafe.

Let’s Talk About Cost

Once the fire has been extinguished and everyone is safe and sound, the next question most homeowners ask is "How much will it cost?". The final bill will depend on the following factors:

  • The size and type of fire
  • How far soot and smoke traveled
  • The extent of water damage
  • The materials that burned
  • Whether reconstruction is needed

The good news? Homeowners' insurance almost always covers fire restoration (except in extremely rare cases such as arson). A professional restoration team can act as your advocate. They will work directly with your insurance adjuster, providing detailed documentation, estimates, and moisture readings to streamline your claim and ensure you get the coverage you are entitled to.

Your Safe Return Home

You’ve just faced one of the most stressful experiences a homeowner can go through — a fire. Now you understand why it’s not safe to move back in right away, and what restoration involves to protect your family’s health. With expert help, you will return to a truly safe home. At Restore-It, we are here not just to clean and rebuild, but to guide you through the process with clarity and confidence.

If you are in El Dorado or the surrounding Arkansas communities, contact us today to schedule a professional assessment or emergency mitigation. Together, we will create a plan to bring your home — and peace of mind — back to life.