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Protect Your Rental this Holiday: Fire, Water & Your Responsibility

October 27th, 2025

5 min read

By Jorge Cardenas

A landlord handling the keys of a property to a tenant.

Do you own or manage rental homes in Southern Arkansas? Then it's best to be prepared for these upcoming holidays! If you are worried about what could go wrong with your property while everyone is enjoying the season, you are in the right place. From the spooky fun of Halloween to the festive lights of Christmas, this season also represents the single highest-risk period for your rental properties.

Of course, nobody is saying that your tenants shouldn't celebrate the festivities, but you have built your investment, and it is expected that you want to protect it. 

As a company with many years of experience in the fire and water damage restoration business, we understand how a small, careless mistake by a tenant can quickly become a landlord’s worst nightmare. The good news is, with a bit of planning, you can prevent most of the problems that cause expensive disasters during this time of year.

This guide is designed to help you proactively manage the unique risks of the holiday season and protect your investment from preventable damage.

The Hidden Risk in Every Rental Property

When you live in your own home, you can catch problems early on. You can see that candle burning too close to the curtains. You can notice when the pipe under the sink starts dripping. You can turn off the fireplace before you leave town.

In a rental, it's different. You rely on your tenants to make smart choices, and that's a big leap of faith. Even good tenants can overlook small safety steps, and a minor mistake can lead to significant damage quickly.

That's why communication and preparation are so important. The more you help your tenants understand the risks and how to avoid them, the safer your property will be.

Holiday Fire Prevention: From Jack-o'-Lanterns to Christmas Lights

According to the National Fire Protection Association (NFPA), heating fires become more common during the winter months, with 46 percent of all home heating equipment fires in the United States occurring during this time. Here are the top fire dangers to watch for:

Candles and Decorations

Candles in pumpkins, centerpieces, or window displays can cause fires in seconds. Pets or kids can knock them over easily. Suggest that your tenants use battery-operated candles instead.

Holiday Lights and Outlets

Old or damaged strings of lights can spark. Extension cords under rugs can overheat. Tenants often plug too many decorations into one outlet. Encourage them to check for frayed cords and avoid stacking plugs.

Cooking Fires

Thanksgiving is the biggest day of the year for kitchen fires. With multiple dishes cooking and guests distracting the chef, it’s easy for something to go wrong. Remind your tenants never to leave food unattended on the stove or in the oven.

Your Fire Safety Plan

  • Check smoke alarms yearly. This is the single most important thing you can do. Document that you have tested every smoke detector and replaced the batteries at least once a year. This is vital for both tenant safety and your responsibility as a property owner.
  • Send a seasonal safety notice. Don't assume your tenants are aware of the risks. A simple email before Halloween, again before Thanksgiving, and one more before Christmas can go a long way. Share quick reminders about safe decorations, cooking, and candle use. This proves you are a caring landlord and establishes a paper trail of your due diligence.

Winter Water Risk: Negligence and Frozen Pipes

Arkansas winters may not be long, but cold snaps still pack a big punch. A frozen pipe can burst and flood an entire unit before anyone notices. And that's not all. Even a small drip under a sink can become a significant problem if left unattended. Moisture builds up behind walls and under floors. Within a couple of days, mold can begin to grow.

These scenarios can be a grave threat to landlords. Let’s take a look at them and see what you can do to avoid them from happening.

Frozen Pipes: How to Prevent a Winter Disaster 

Being proactive can save you time, stress, and thousands of dollars in repairs. Here is what to do to avoid this issue altogether.

  • Update your lease. Ensure it clearly states that tenants must maintain a temperature of at least 55°F at all times, even when they are away on vacation.
  • Send a winter reminder. Explain why keeping the heat on is important. Let tenants know it protects not only your property but also their own belongings.
  • Ask about travel plans. If they are leaving town for more than a few days, ask them to let you know. You can then schedule a quick property check or maintenance visit while they are away.

Water Leaks and Mold: Preventing a Liability Problem

Water can pour out for days before it's discovered. It can flood not only the unit but also the units below, causing tens of thousands of dollars in damage to the structure, flooring, and drywall. This does not account for the potential health risks posed by mold to your tenants, particularly those with asthma or allergies.

Here is how you protect yourself from liability issues down the line:

  • Respond fast to water damage. Treat every leak as urgent. Remember that the longer you wait, the more dire the situation becomes.
  • Use professionals for cleanup. Quick patch jobs often miss hidden moisture. A restoration team can make sure everything is thoroughly dried and documented.
  • Keep records. Document your response and repairs. This helps protect you in the event a dispute ever arises.

Understanding Your Responsibilities as a Landlord

When you rent a property, you have a legal responsibility to provide a safe and habitable home for your tenants. Failure to comply with this responsibility, and your tenant gets hurt or falls ill as a result, you will be the one held liable.

If you are not careful enough, a minor, unresolved issue can escalate into a significant legal and financial disaster. For example, let's say a tenant reports a small leak under their bathroom sink. If it's not fixed promptly, the moisture can lead to mold growth inside the wall and under the floor.

The United States Environmental Protection Agency (EPA) warns that mold can begin to grow in as little as 24 to 48 hours. This mold can pose a danger not only to the property but also to the tenant's health. If a tenant can prove that you were aware of a water leak and did not fix it, leading to a mold problem that affected their health, you could be facing:

  • Lawsuits from the tenant.
  • Orders to pay for their medical bills.
  • Rent abatement claims (where you have to refund past rent).
  • A severely damaged reputation.

This is why treating every reported leak as an emergency is so important. Professional restoration is not just about fixing the property; it’s a critical tool for mitigating your liability as a property owner.

Create a Disaster Plan for Your Properties

The worst time to find a good restoration company is during an emergency. As a responsible landlord and property manager, you should have a plan in place before a disaster strikes. Having a trusted partner on call can make the difference between a small repair and a full-blown disaster. Here's how you can prepare:

  • Find a local professional restoration partner. Choose one that offers priority response for emergencies and works 24/7.
  • Keep the number at hand. Ensure you know who to contact after an emergency.
  • Review your insurance coverage. Confirm with your insurer what is covered by your policy, including common risks such as burst pipes, fires, and water damage, as well as floods (which are typically insured separately).

When something goes wrong, a quick response limits the damage and keeps your property safer. It also shows your insurance company that you acted responsibly, which can help make your insurance claims run smoothly.

Restore-It: Your Partner in Protecting Your Investment

Your rental properties are a major investment. Taking these proactive steps can help you protect that investment, ensure your tenants' safety, and give you peace of mind during the riskiest time of the year.

If you’re a landlord or property manager in Southern Arkansas, Restore-It is here to help. Our local team offers fast response, detailed documentation, and expert restoration for fire, water, and mold damage.

Don’t wait for a nightmare scenario. Call Restore-It or schedule a consultation online. We can address any damage to your property and restore it to its original condition.