Water Damage
Restore-It Blog

The moment you discover water damage or a fire in your home, your first instinct is to call your insurance agent. You trust them. You pay your premiums every month, and you expect them to take care of you when a disaster strikes.

Imagine this: You decide to escape the Arkansas winter for a week. You head to warmer lands, relax on the beach, and return home feeling refreshed. But when you open your front door, you step into a nightmare.

With Christmas and New Year's Eve approaching, most people in South Arkansas expect a festive gathering with great food and company. But with it may also come a little bit of anxiety. And with good reason.

So you had an incident in your home. Maybe you "overcooked" your chicken, turning it into a kitchen fire. Perhaps an old, rusty pipe finally gave in, leading to a water flood in your home. Whatever the issue, you want the problem to be fixed. But do you know what to do? Making an insurance claim is the most important step to restoring your home to normalcy.

When the storm finally clears and the skies calm, how do you really know your home is safe? Is it possible that some water damage is slowly soaking into your walls, attic, or foundation without you even realizing it?

Imagine walking into a room and being met with an unidentifiable odor, or perhaps spotting a new, subtle brown mark on your ceiling. While these details may seem insignificant and easy to dismiss, they could be indicators of a more serious, hidden problem.

Do you own or manage rental homes in Southern Arkansas? Then it's best to be prepared for these upcoming holidays! If you are worried about what could go wrong with your property while everyone is enjoying the season, you are in the right place. From the spooky fun of Halloween to the festive lights of Christmas, this season also represents the single highest-risk period for your rental properties.

Sarah is cooking in her kitchen when she gets a phone call. It was an old friend from high school, Susan, who contacted her for a potential reunion. As they talk and reminisce about the good old days, a smell alerts her. It's the kitchen. She completely forgot about turning off the stove. She rushes to the extinguisher and puts out the flames. The emergency is over... or is it?

Living in Arkansas presents numerous challenges. One of these is sudden storms. These events often result in roof damage, broken windows, or even flooding, leading many homeowners to wonder, "Will my insurance truly cover this?"

When the fall rains come, do you think about how much water your gutters and soil are handling? And have you ever wondered if those downpours could actually damage the foundation of your home?

Summer break is almost here! But before you start packing your bags for a quick visit to Hot Springs or a longer road trip, have you considered how to protect your home? If the thought of having a nice vacation ruined by coming back to extensive water damage in your home gives you anxiety, this article is for you.

The first step in fixing a water leak in your home is stopping the water flow. What comes next is equally important: making sure everything is dry so no mold grows in your home. But do you know how to prevent moisture from setting in our Southern Arkansas climate?

The sky darkens, thunder crashes, and the lights flicker. You worry about the damage to your home, but are you prepared? It's bad enough dealing with a storm outside to let a storm of anxiety make things worse.

Once the flames die down or the water recedes an important task remains: the recovery process. You are probably asking yourself, "What do I do now?" It wouldn't be uncommon to feel lost and overwhelmed.

This might have happened to you. You are sleeping soundly when the sound of dripping water suddenly wakes you up. You get up to investigate and discover that a leaky pipe has created a sizable puddle in the basement. It's been a long day, and you have work tomorrow, so you leave cleaning the mess for later. In today's hectic life, postponing some tasks is understandable, but that might not be a great idea when dealing with water damage.

Dealing with water damage is like discovering a disaster in your home. Whether it's due to burst pipes or overflowing toilets, the risk of devastation is significant, and repair expenses can be overwhelming. But hey, at least you can count on your insurance to cover the costs... or can you? Not knowing what your insurance policy includes may get you into unwanted future surprises.

Water damage is one of those homeowner nightmares nobody wants to face. Whether it's a burst pipe in the dead of winter, a leaky roof during a storm, or a flooded basement after heavy rain, dealing with the aftermath is stressful, messy, and expensive. But beyond the immediate cleanup and repairs, there's another crucial step: reassessing and updating your home insurance. This step may sound intimidating, but we are here to lend you a helping hand.

Finding out their basement has turned into an indoor pool is a nightmare for many homeowners. Discovering your basement flooded can be a gut-wrenching experience, leading to a lot of stress and anxiety, and with good reason. Some people may not know what to do in this scenario or if there is something they can do to help. But do not surrender to despair! You are not alone in this fight.

Picture this: you stroll into your laundry room, ready to tackle that mountain of clothes, only to be met with a soggy surprise. A burst pipe? Annoying, sure, but manageable. Now, imagine that "water" isn't so…clean. Instead, it's a murky, smelly mess. Your heart sinks. This isn't just water damage; it's a sewage backup, and suddenly, that pile of laundry seems like the least of your worries. While both water and sewage damage can wreak havoc on your home, the key difference lies in one word: contamination.

When disaster strikes and your home is damaged, the last thing you want to worry about is navigating the complexities of insurance claims. Understanding the nuances of your coverage is crucial for a smooth and successful recovery. One of the most important aspects is the difference between Replacement Cost Value (RCV) and Actual Cash Value (ACV) regarding your belongings. These two valuation methods can significantly impact your financial reimbursement and ability to replace damaged or destroyed items.